Need an appraisal for an FHA-backed mortgage? Call Ken Decker Appraisals

The FHA keeps a roster of approved appraisers for each state - Ken Decker Appraisals is on the roster of approved appraisers for MI. If you have an FHA-insured mortgage, be sure to call Ken Decker Appraisals, as we are approved and certified to perform FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Ken Decker Appraisals is well-trained on how to follow the rules and regulations provided.

If you need an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

If your home loan is FHA certified, that means that it has been secured by the FHA, which is underneath the United States Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is make sure that the loan is taken care of in case the borrower defaults on his or her loan obligations. Applicable to all buyers, FHA loan programs are formed to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA offers are incredibly beneficial to purchasers with less starting capital.